AeroWealth is a financial forecasting tool, not financial advice. The projections, KPIs, retirement ages, scenarios and any other figures produced by the service are illustrative only and based on the assumptions you enter.

Educational and informational use only

AeroWealth provides educational and informational tools that use mathematical models to illustrate potential future financial outcomes based on user-supplied assumptions. It is a calculator and modelling environment — not an adviser, broker, or financial product issuer.

Not financial product advice

AeroWealth does not hold an Australian Financial Services Licence (AFSL) and does not provide personal financial product advice. Nothing in the app — including projections, suggestions, defaults, or example scenarios — constitutes a recommendation to buy, sell, or hold any financial product, take out a loan, contribute to superannuation, or make any other financial decision.

Assumptions matter

All outputs depend entirely on the growth rates, contribution amounts, inflation, interest rates, tax assumptions and other inputs you provide. Real-world outcomes will differ — often significantly — due to market movements, tax changes, legislation, and personal circumstances. Past performance is not a reliable indicator of future performance.

Retirement, FIRE and withdrawal estimates

Retirement dates, financial independence milestones, withdrawal rates (including the "4% rule"), target incomes, achievable FI ages and similar metrics are estimates only and should not be relied upon as guarantees of future financial outcomes. They are sensitive to sequence-of-returns risk, inflation shocks, tax and legislative changes, and personal circumstances that AeroWealth cannot model.

Third-party data

AeroWealth may use information from third-party data providers (for example, ETF, stock, interest rate, superannuation or tax data). AeroWealth does not guarantee the accuracy, completeness, timeliness or availability of any external data, and is not responsible for any errors or omissions in that data or for outcomes arising from your reliance on it.

No guarantee of results

AeroWealth does not guarantee the achievement of any financial goal, retirement date, investment return, wealth target, or financial outcome shown within the platform. Figures shown are projections, not promises.

Before you act

Before making any financial decision based on AeroWealth's output, you should:

Consider your own objectives, financial situation and needs.
Read the relevant Product Disclosure Statement (PDS) or Target Market Determination (TMD) for any financial product.
Seek advice from a licensed financial adviser, tax agent, or mortgage broker.

Limitation of liability

To the maximum extent permitted by law, AeroWealth, its owners, operators, employees and affiliates exclude all liability for any loss, damage, cost or expense (including indirect, consequential or economic loss) arising from the use of, or reliance upon, the service, its projections, or any third-party data presented within it. Nothing in this disclaimer excludes rights you have under the Australian Consumer Law that cannot lawfully be excluded.

Contact

Questions about this disclaimer? Email support@aerowealth.net.

Financial Disclaimer